Harvey Ginsberg & Company, CPA's P.C.

Overreacting to market movements or trying to 'time the market' by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.

While life insurance might play a central role after the death of a financial provider, Social Security could also offer another important source of income for survivors.

Homeownership can still be an attainable goal, but it may take more planning, flexibility, and creativity than it did in the past.

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.